Thomas Cleary

Insurance & Risk Mgmt for Hospitality


St. Petersburg, Florida, United States
Contact Thomas

I provide commercial business insurance, risk management, and litigation/expert witness support to hospitality and real estate businesses.

Key Consulting Services

  • Commercial Business Insurance – all lines of coverage for Hospitality
  • Risk Management Consulting Services
  • Litigation & Expert Witness Support

Expertise

After reviewing the data, I will provide a comprehensive evaluation of the current insurance program. I interview the client in depth, establish their appetite for risk, then recommend a program and a course of action. With 30 years of insurance and 5 years plus in operations, I know where the pain can be found.

Background

  • After graduating from the Cornell Hotel School 1989, I worked for five years with Hyatt Resorts in Orlando, Aruba and Tampa in Engineering Management. In 1993 I left operations to begin an insurance career. My education and operational experience combined with 30 years of insurance expertise allow me to offer unique, simple, cost effective solutions for clients from one to fifty properties.

Professional & Other

Professional
Hospitality Practice Leader, Loomis Insurance companies, 2023 – Present
Equity Partner, Harper Insurance Group 2021 – 2023
Equity Partner, Sihle Insurance Group, 2006 – 2020
Vice President - Hospitality Practice Leader East Coast Wells Fargo / Acordia, 1994 -2006
Engineering Management, Hyatt Resorts Orlando, Aruba & Tampa 1989 – 1993.

Education
Graduate, Cornell School of Hotel Administration 1989 (Finance & F&B Concentrations)
Associate in Risk Management designation (1995)
Certified Insurance Counselor designation (1995)
Cornell Hotel Society President - Gold Coast of Florida 1993 - Present
Insurance Council Chairman – Florida Restaurant and Lodging Association (2006 – 2010)
Cayuga Hospitality Advisors (2005-present)
Board of Directors – Florida Hotel and Motel Association (1994 – 2017)
Board of Directors & Allied Member Chairman– Superior Small Lodging 1996 - 2005
Board of Directors – BBB of West Florida (2007 – present).

Thomas's Latest Articles & Case Studies

Thomas Cleary

Why a Hotel Needs Parametric Insurance

By Thomas Cleary Jan 19, 2023

Parametric insurance dates back several decades. There was a need for more efficient and timely risk transfer mechanisms.  A suitable parameter or...

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Thomas Cleary

Control the Process to Get the Best Deal on Hotel Insurance

By Thomas Cleary Jan 19, 2023

A common question for hotel and restaurant operators is: How do I get insurance that effectively covers my operation for the lowest...

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Thomas Cleary

Impact on Workers’ Compensation in Hospitality Due to Covid-19

By Thomas Cleary Jan 19, 2023

Hospitality businesses need to understand how claims under Covid-19 will impact their business and their peer group.  Any claims paid out will...

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